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It’s Medicare Open Enrollment Period – Let Us Help You Get Ready

Now that it’s Medicare’s Annual Election Period (AEP) you can switch your Part D or Medicare Advantage plan. Also known as open enrollment, it happens every year from October 15 to December 7, for a plan taking effect January 1. During Medicare Open Enrollment 2018 you cannot do the following: Join Part B, unless you […]

Answer These Questions to Help You Make the Best Medicare Coverage Choices

Your Care Do you intend to keep the same doctor? Some doctors take original Medicare but don’t participate in Medicare Advantage Plans. Other doctors do the opposite. Ask your doctor’s office what coverage they accept before you make a decision about switching to a different physician. Do you realize that each Part D prescription plan […]

It’s That Time of Year – September is Life Insurance Awareness Month

No one likes to think about “what if” when it comes to protecting your family. What if something happens to you? What if something happens to your partner or parents? You need to consider how your family would do financially if the “What If” happens. Where would the money come from to pay for your […]

It’s That Time of Year – September is Life Insurance Awareness Month

No one likes to think about “what if” when it comes to protecting your family. What if something happens to you? What if something happens to your partner or parents? You need to consider how your family would do financially if the “What If” happens. Where would the money come from to pay for your […]

HIPAA: Why is it important to me?

More than 20 years ago the Health Insurance Portability & Accountability Act (HIPAA) became law. Today, as a result of this law, we assume our private health information will always be protected. Before HIPAA When you think of HIPAA it may feel like privacy overkill to you. Yet, before HIPAA was law, more than one-third […]

HIPAA: Why is it important to me?

More than 20 years ago the Health Insurance Portability & Accountability Act (HIPAA) became law. Today, as a result of this law, we assume our private health information will always be protected. Before HIPAA When you think of HIPAA it may feel like privacy overkill to you. Yet, before HIPAA was law, more than one-third […]

Seven Key Facts to Know Medicare Supplement Policies 

Are you approach your 65th birthday or thinking about switching from a Medicare Advantage Plan to Medicare Supplement Plan (also known as a Medigap policy)? If so, here are seven things to consider. First, you must have Medicare Part A and Part B. If you have a Medicare Advantage Plan, you can apply for a Medigap […]

Seven Key Facts to Know Medicare Supplement Policies 

Are you approach your 65th birthday or thinking about switching from a Medicare Advantage Plan to Medicare Supplement Plan (also known as a Medigap policy)? If so, here are seven things to consider. First, you must have Medicare Part A and Part B. If you have a Medicare Advantage Plan, you can apply for a Medigap […]

When You’re Not Feeling Well Do You go to the ER, Urgent Care or a Retail Minute Clinic?

You wake up with a horrible headache, fever and dizzy. You feel sick all over.  You think you should see a doctor or a nurse but it’s Sunday and your primary physician doesn’t have office hours today. Who do you call for to get treatment? Do you call 911 for an ambulance to take you […]

When You’re Not Feeling Well Do You go to the ER, Urgent Care or a Retail Minute Clinic?

You wake up with a horrible headache, fever and dizzy. You feel sick all over.  You think you should see a doctor or a nurse but it’s Sunday and your primary physician doesn’t have office hours today. Who do you call for to get treatment? Do you call 911 for an ambulance to take you […]

Life Insurance Facts to Consider

Many of us take life insurance for granted. If your employer offers it to you, it’s probably something that you never stopped to review. If you don’t have it as an employee benefit when was the last time you reviewed your coverage. Consider if these statements apply to you You have life insurance and the […]

Life Insurance Facts to Consider

Many of us take life insurance for granted. If your employer offers it to you, it’s probably something that you never stopped to review. If you don’t have it as an employee benefit when was the last time you reviewed your coverage. Consider if these statements apply to you You have life insurance and the […]

It’s Summertime – Make Sure Your Staying Cool!

The weather is finally warming up.  You’ve taken off all of your layers, hats, scarves and gloves.  Now, you and your family are ready to enjoy the warm sun. But, have you thought about what it takes to stay safe from the hot sun during the summer months. Did you know that in 244 people died […]

It’s Summertime – Make Sure You’re Staying Cool!

The weather is finally warming up.  You’ve taken off all of your layers, hats, scarves and gloves.  Now, you and your family are ready to enjoy the warm sun. But, have you thought about what it takes to stay safe from the hot sun during the summer months. Did you know that in 244 people died […]

A Look Into the Medicare Prescription Part D Drug Plan

As the new millennium arrived, so too did the introduction of the Medicare Part D by President Clinton. Also known as the Medicare Prescription Drug Benefit Program, the program provides prescription drug coverage to eligible participants. Up until the implementation of Medicare Part D in 2006, Medicare did not cover the cost of self-administered prescription […]